California Home Mortgage

Watch Out for Refinancing Scams

Struggling homeowners aren't the only victims anymore.Own a home? Watch out, you could be the victim of a refinance or housing scam and not even know it. Since the beginning of the Great Recession, con artists have been targeting struggling homeowners. Posing as government agencies, nonprofits and attorneys, these scammers prey on homeowners r ...
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How to Buy a Home - Infographic

Homebuyer assistance via The Mortgage Reports.
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Foreign Nationals and Non-Permanent Resident Aliens

 Do you, or someone you know, fall into one of these categories? If so, we have the perfect mortgage solution for you. A Foreign National is a borrower who lives/works abroad and has no visa or SS#. Financing a 2nd home in the US • Full doc only. Must provide income doc or equivalent from cou ...
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Seven Things Your Agent Should Know About Your Mortgage Approval

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal guidelines, mortgage rate pric ...
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Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?

Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate due to a job ...
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What Do Appraisers Look For When Determining A Property's Value?

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed their physical property inspection. However, th ...
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